Resources
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RESOURCE SECTIONS:
Bankruptcy Information
To Help You Prepare Your Bankruptcy
After Your Bankruptcy is Filed
Miscellaneous Information
Bankruptcy Information – Resources
Cramer Law Firm Bankruptcy Blog.
National Association of Bankruptcy Attorneys.
Bankruptcy Court located in Oklahoma City – Western District of Oklahoma.
Bankruptcy Information Sheet – information from the US Trustee that contains basic bankruptcy information. When you file a bankruptcy the Trustee in your case will ask if you have read this document.
Bankruptcy Basics. A download from the US Courts containing basic bankruptcy information.
To Help You Prepare Your Bankruptcy
MERS Servicer Identification – find out who the loan servicer is for your mortgage company.
County Clerk Public Land Records – if your County is listed, find out when mortgages and tax liens were put on your property (doesn’t show judgments, use OSCN and ODCR for finding out judgments that may be against your real estate).
OSCN – The Oklahoma Supreme Court Network – check Oklahoma court dockets for lawsuits. (Only certain counties are available, if yours is not listed then use the next link – ODCR).
On Demand Court Records – ODCR – nonparticipating counties – if your county is not listed in the above link, use this one to check for lawsuits.
Social Security Forms – request a copy of your benefit statement, SSA-1099, get a replacement card.
Home Values – look up information on your home.
Comanche County Treasurer – Look up property tax records for Comanche County.
Caddo County Tax Rolls – If you live in Caddo County use this to look up your tax records.
Stephens County Tax Rolls – If you live in Stephens County use this to look up your tax records.
Jackson County Tax Rolls – If you live in Stephens County use this to look up your tax records.
Oklahoma Tax Commission – Form to request copy of tax return.
Oklahoma Tax Commission Website
IRS – request copy of tax transcript (better yet, go to the local office and pick one up, it will speed up your case preparation – see next link for office locations).
IRS – local office information – contains information such as the address, phone number, dates and times open of your local IRS office. This is the best way to get your tax transcript if you do not have your tax returns!
IRS Tax Transcript Request – Form 4506T – click here to open up a pdf form that you can type in. This form will allow you to receive a tax transcript from the IRS – either mail it in, fax it in, or bring it in to us and we will submit it for you. If you are our client, please make sure to fill in #5 to have the transcript sent to our office – Cramer Law Firm, 1014 SW B Ave, Lawton OK 73501, phone# 580-248-3099. This form can also be used to receive W-2 and 1099 information, etc. There is not a charge using this form. Don’t forget to sign and date!
IRS Short-Form Tax Return Request – Form 4506T-EZ – The IRS created this streamlined form to help those taxpayers trying to obtain, modify or refinance a home mortgage. If you use this and you are our client, please make sure to fill in #5 to have your transcript information sent to our office. There is not a charge using this form. Don’t forget to sign and date!
NADA – bluebook values for vehicles.
DFAS MyPay – online information about your military pay and benefits.
Credit Report – you can receive one free report yearly from the three credit reporting agencies – Equifax, Transunion and Experian. Download two and save one credit report to download about three months after your discharge to make sure that your debts are now showing as discharged through bankruptcy.
Switchboard – look up creditor addresses.
Chex Systems Credit Report – the report that banks use on your account – one yearly free report.
Consumer Credit Counseling – Credit Counseling & Financial Management – One of the places for you to get your prebankruptcy counseling done, and then your financial management certificate after the filing of your bankruptcy.
After Your Bankruptcy is Filed
Chpt 13 Site – Current Chpt 13 bankruptcy clients can create an account to view the creditor claims filed, plan payments received and disbursements in their case.
Where do I mail my Chapter 13 plan payment? For our clients (Western District of Oklahoma) you will mail a cashier’s check or money order with your name and case number on it to:
John T. Hardeman, Trustee
PO Box 613309
Memphis, TN 38101-3309
If you would like to get a wage deduction in place for your plan payment let us know.
Miscellaneous Information
HAMP site – HAMP stands for Home Affordable Modification Program offered by the government. Not all mortgage lenders are participating; if you should apply and they continue the foreclosure (even though the mortgage lender has told you to stop making payments or you are in the middle of applying) you should immediately call us to discuss whether you are about to lose your home.
Bullzip PDF Printer (free!) – download this free pdf printer that will allow you to “print” your documents to a pdf format and allow you to provide them to us to prepare your bankruptcy. You can also use this to “Print” the client sheet information that we have available as a download to save (the client information sheet is a pdf document that will allow you to either print and complete, or type on the document itself, but it cannot be saved).
Yearly calendar – use this to figure out when the prior six months are for paystubs that are needed for the means test, or any other use.
